Budgeting is the core feature of our banking platform in which you will have a powerful tool within you bank account, making it easy to save and pay bills smartly.

Importance of Budgeting

Budgeting is being smart with your finances where you ensure all your expenses are accounted for each month. If you plan to save for a new car or holiday, you can then place this within your budget to help ensure that you meet your budgeting goal.

Budgeting helps prevent you from relying on debt and if you do need to borrow ensure that you do not borrow irresponsibly. Likewise, it can take the stress out of finance (one of the major causes of stress in life).

Methods of Budgeting

• MoneySmrt Account – easily separate your expenses to pay directly to your bill providers.
• Save directly from your salary – open a credit union account and save directly from your salary.
• Make a budgeting plan where you separate each expense and include a pot for different luxuries that you may have.